Yes, once an employee reaches the age of 65, reductions of the original value will begin. Age milestone reductions occur as follows:
| Age Range | Payable Percentage |
|---|---|
| 65 to 69 | 65% |
| 70 to 74 | 50% |
| 75 and older | 35% |
A beneficiary is a person, trust, or organization that receives the monetary benefit of a life insurance policy should something happen to you. Designating a beneficiary(s) provides a smoother transaction when settling an estate among your survivors. The payment of any benefit shall be made to the beneficiary on record. This beneficiary designation may be changed at any time. If you would like to make changes to your beneficiaries, please use the Beneficiary Form - Securian (PDF).
The premiums are employer-paid; however, any amount of employer-paid insurance over the amount of $50,000 is known as imputed income and is subject to taxation under Section 79 of the Internal Revenue Code. To calculate the imputed income, please review the imputed income example below.
The Diagnostic Medical Sonography program at Á½ÐÔÉ«ÎçÒ¹ University Salem Campus is always willing to investigate any complaint against any aspect of the program and will try to resolve the complaint immediately. All complaints will be handled in a confidential manner.
The national society is the Society of Diagnostic Medical Sonography (SDMS). Dues are $45.00 for students annually. Membership includes the Journal of Diagnostic Medical Sonography (JDMS). An annual meeting is held each year in September or October. The location varies. Student membership in SDMS is recommended. This supports one of the goals of the program that states: Students will be able to determine the value of professional growth and development and to conduct themselves in a professional manner.
If an applicant or an enrolled student suspects she is pregnant, she has the option of whether or not to inform program officials of her pregnancy. If the student chooses to voluntarily inform officials of her pregnancy, it must be in writing and indicate the expected date of delivery. In the absence of this voluntary, written disclosure, a student cannot be considered pregnant.
If an applicant or an enrolled student chooses to disclose her pregnancy, she is allowed to make an informed decision based on her individual needs and preferences. The options include the following:
The program recognizes that personal electronic devices, including smartphones, tablets, and laptops, can be valuable tools for learning and engagement. However, to maintain an environment conducive to education and professional development, students must adhere to the following guidelines regarding device use:
Students are covered by the University policy for malpractice insurance while assigned to clinical education. There is no cost to the students for this insurance for academic year 2025-2026.
Students may choose to devote additional time at the clinical education site they are assigned to during the breaks between semesters, according to the company providing professional liability insurance for our students.
The parameters of this policy are as follows:
Students are requested to be on the hospital premises only during clinical assignment hours. Visiting with employees or other students who are on assignment is prohibited. Students will not remain in the Ultrasound Department after regular working hours except while on clinical assignment. Students will not congregate in offices, halls, other rooms, or leave the clinical area unless instructed to do so.
Policy: 2002
Reviewed 2025
Interim Senior Vi
