If you opt out and lose insurance coverage during the plan year, you can enroll in Á½ÐÔÉ«ÎçÒ¹'s plans under a Qualifying Event. Contact us at benefits@kent.edu within 31 days of the qualifying event to enroll or make any necessary changes to your benefits.
Sometimes employees have other insurance through their parents or a spouse/domestic partner. If you have other insurance, you are welcome to opt out of university coverage, and you might even be eligible for opt-out incentive payments of $50 per pay (up to $100 per month).
When enrolled in the High Deductible Health Plan, you will be charged the full negotiated price for your prescriptions until your HDHP annual deductible is met, unless those medications are on the Preventative Drug List. Any money paid toward prescriptions will count towards meeting your annual deductible. The prescription co-insurance will apply only after your deductible is met (see below).
What is the difference between HSA and FSA accounts? | ||
|---|---|---|
| Consideration | HSA (Health Savings Account) | FSA (Flexible Spending Account) |
| Eligibility | Must enroll in a High Deductible Health Plan | |
As we approach the beginning of Open Enrollment, some plan information below may change. Complete information will be available by Oct. 13.
As we approach the beginning of Open Enrollment, some plan information below may change. Complete information will be available by Oct. 13.
The Healthcare Comparison Modeler is pending for the 2025 plan year and will be available soon to help with comparing your healthcare options.
Note: Does not apply to KSUFA Faculty Members (tenure track or non-tenure track).
Those employees providing medical coverage to a spouse or domestic partner may be subject to the Working Spouse/Domestic Partner fee. This will automatically be added to your health insurance payroll deduction each pay. The fee may be waived if your spouse/partner meets any of the following criteria:
